How to Claim Scratch Card Winnings Online

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If you were playing online scratch cards, your money would be added to your account, and put in a request to withdraw your winnings. However, if you are playing a physical ticket, you must fill out the online claim form on the relevant national lottery site. Moreover, the claiming process will be affected by how much you have won. So, depending on how much you win, the claiming process can differ.

You will have 180 days to claim your winnings; should you not claim them in those days, you will forfeit the winnings no matter how big of a jackpot you win.

Scratch Card Winnings

How Online Players Can Claim their Winnings

As mentioned, your winnings will be added to your account if you play online. However, if you are playing scratch cards from the national lottery, it will depend on how much you have won.

All national lotteries state that if you have won less than $600, the winnings will be added to your account immediately. However, if the winning amount is more than $600, you will be given the option to claim the prize. The possibilities are to claim the winnings immediately or later.

If you choose to claim the prize immediately, you will be redirected to visit a regional lottery office which you will set up an appointment to visit. The office and any other designated claiming center will accept your appointment if the winning is less than $100,000. For anything bigger, you will have to visit the Lottery headquarters.

Documents Needed for Winnings

You will need to submit documentation, including the winning scratch card for the winnings not deposited directly into your wallet.

You will need to submit the following:

  • Driver’s License or State ID
  • Social Security Card

These two mentioned cards need to match for the claim to be processed. In addition, some states can also require you to fill out a claim form which will be added as one of the documents you need to claim your winnings.


There is a process to claim your winning scratch card if you are not playing online. However, it is a short time to get you not to play scratch card games. But it will make you question why you shouldn’t play at online casinos because the money will be added to your casino account as soon as you win.

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